Wind Mitigation Inspection
Florida law requires insurance companies to offer discounts for building features that reduce wind damage. A wind mitigation inspection documents those features on the state's official form, OIR-B1-1802, so your insurer can apply the credits.
What's covered
What Chris looks at
- Building code the roof was installed under (permit date)
- Roof covering type and installation
- Roof deck attachment
- Roof-to-wall attachment: toe nails, clips, single or double wraps
- Roof geometry, such as hip roofs
- Secondary water resistance
- Opening protection: impact windows, doors, garage door and shutters
Who it's for
- Homeowners renewing or shopping for insurance
- Buyers getting insurance quotes before closing
- Owners who replaced a roof, windows or doors
Every inspection includes
- A licensed Florida home inspector, license HI10530
- Thermal imaging scan
- Report with photos the next day
- Direct answers from Chris, before and after
The details
Good to know before you book.
What it can save
Every policy and insurer is different, so no inspector can promise a number. For many Florida homes, especially with a hip roof, strong roof-to-wall connections or impact protection, the credits can be meaningful. Your insurance agent can tell you what applies to your policy.
Documentation matters
Credits depend on what can be verified. Have permits, window and door product approvals and receipts handy if you have them. Chris photographs what he can see in the attic and at every opening.
How long it lasts
A completed OIR-B1-1802 form is generally accepted for up to five years, as long as nothing on the home has changed. Replace the roof or windows and it's worth updating.
Pricing depends on the property's size, age, type and the services you combine. Send a request for an exact quote.
Often booked together
Pair it on the same visit
Four-Point Inspection
Roof, electrical, plumbing and HVAC, documented the way Florida insurers ask for it.
Learn more
Full Home Inspection
A top-to-bottom look at the home you're buying or selling, with thermal imaging and a next-day report.
Learn more
Drone Roof Inspection
A clear overhead view of roofs too steep, high or fragile to walk.
Learn moreSchedule an inspection
Ready when you are.
Tell Chris about the property and the date you need. He'll confirm the time with you directly, and your report arrives the next day.